Enhance Your Life Insurance with Disability Coverage

A disabling condition can negatively impact your earning capacity: protect your health and your family's peace of mind with the GenialLife life insurance policy combined with Total and Permanent Disability coverage.

By activating this coverage, in case of disability due to injury or illness, you receive an additional amount equal to 100% of the insured capital for death.

What is meant by total and permanent disability?

The coverage protects against the risk in the event of a complete and permanent loss of general working capacity for any job.

The coverage is valid regardless of the profession exercised by the insured as long as it is profitable and remunerative, and the amount is paid out provided that the degree of disability, with stabilized after-effects, is equal to or greater than 66%.

The disability must have been caused by an organic disease or physical injury, objectively ascertainable and independent of the insured's will. For the calculation of the degree of disability due to injury, the table of percentages attached to DPR 30/06/1965 n.1124 and subsequent amendments will be used.

For more information on this and other additional coverages, see Article 2 on page 4 of the document Insurance Conditions.